---
schema_version: "secwatch.filing_event.v1"
accession: "0000893847-24-000019"
form_type: "8-K"
ticker: "HWBK"
cik: "0000893847"
company_name: "HAWTHORN BANCSHARES, INC."
filed_at: "2024-10-30T23:59:59+00:00"
generated_at: "2026-05-30T08:47:03.808243+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hawthorn Bancshares Q3 net income $4.6M, EPS $0.66 (up 83% YoY); declares $0.19 dividend

## Summary
- Net income $4.6M, EPS $0.66 vs $2.6M and $0.36 in Q3 2023; nine-month net income $13.7M ($1.95 EPS).
- Net interest margin (FTE) 3.36%, up from 3.33% prior quarter; loans down 2.1% QoQ, deposits down 3.0% QoQ.
- Non-performing loans to total loans 0.28%; allowance for credit losses 1.50% of loans, net charge-offs 0.04% of avg loans.
- Book value per share $20.91, up 24% YoY; total risk-based capital ratio 14.91%; repurchased 56,692 shares at avg $19.51.
- Quarterly dividend of $0.19 per share declared, payable Jan 1, 2025 to holders of record Dec 15, 2024.

## SEC filing metadata
- accession: 0000893847-24-000019
- form_type: 8-K
- ticker: HWBK
- cik: 0000893847
- company_name: HAWTHORN BANCSHARES, INC.
- filed_at: 2024-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/893847/000089384724000019/0000893847-24-000019-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/893847/000089384724000019/hwbk-20241030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000893847-24-000019
- JSON: https://secwatch.observer/filing/0000893847-24-000019.json
- Plain text: https://secwatch.observer/filing/0000893847-24-000019.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.