---
schema_version: "secwatch.filing_event.v1"
accession: "0000893847-25-000001"
form_type: "8-K"
ticker: "HWBK"
cik: "0000893847"
company_name: "HAWTHORN BANCSHARES, INC."
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T21:40:46.365669+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hawthorn Bancshares Q4 net income $4.6M, EPS $0.66; full-year EPS $2.61 vs $0.14 in 2023

## Summary
- Full-year 2024 net income $18.3M vs $1.0M in 2023; diluted EPS $2.61 vs $0.14.
- Q4 net interest margin (FTE) 3.55%, up from 3.36% prior quarter and 3.48% year ago.
- Non-performing loans improved to 0.19% of loans from 0.42% a year earlier.
- Book value per share rose 11% to $21.36; deposits increased 2% sequentially.
- Board declared $0.19 quarterly dividend payable April 1, 2025.

## SEC filing metadata
- accession: 0000893847-25-000001
- form_type: 8-K
- ticker: HWBK
- cik: 0000893847
- company_name: HAWTHORN BANCSHARES, INC.
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/893847/000089384725000001/0000893847-25-000001-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/893847/000089384725000001/hwbk-20250122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000893847-25-000001
- JSON: https://secwatch.observer/filing/0000893847-25-000001.json
- Plain text: https://secwatch.observer/filing/0000893847-25-000001.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.