---
schema_version: "secwatch.filing_event.v1"
accession: "0000893847-25-000013"
form_type: "8-K"
ticker: "HWBK"
cik: "0000893847"
company_name: "HAWTHORN BANCSHARES, INC."
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T03:11:10.543182+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hawthorn Bancshares Q1 net income $5.4M, EPS $0.77; dividend raised to $0.20

## Summary
- Net income of $5.4M, up 20.8% YoY; diluted EPS $0.77, up 22% from prior year quarter.
- Net interest margin (FTE) improved to 3.67% from 3.39% a year ago; efficiency ratio fell to 66.64%.
- Non-performing assets to total loans improved to 0.21% from 0.69% YoY; net charge-offs near zero.
- Loans held for investment grew $4.2M QoQ; deposits increased $10.7M QoQ; total risk-based capital 14.94%.
- Board declared $0.20 quarterly dividend, a $0.01 increase from prior quarter, payable July 1, 2025.

## SEC filing metadata
- accession: 0000893847-25-000013
- form_type: 8-K
- ticker: HWBK
- cik: 0000893847
- company_name: HAWTHORN BANCSHARES, INC.
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/893847/000089384725000013/0000893847-25-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/893847/000089384725000013/hwbk-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000893847-25-000013
- JSON: https://secwatch.observer/filing/0000893847-25-000013.json
- Plain text: https://secwatch.observer/filing/0000893847-25-000013.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.