---
schema_version: "secwatch.filing_event.v1"
accession: "0000893847-25-000033"
form_type: "8-K"
ticker: "HWBK"
cik: "0000893847"
company_name: "HAWTHORN BANCSHARES, INC."
filed_at: "2025-07-30T23:59:59+00:00"
generated_at: "2026-05-17T23:25:24.037276+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hawthorn Bancshares Q2 net income $6.1M, EPS $0.88; declares $0.20 dividend

## Summary
- Q2 net income $6.1M, EPS $0.88 (up 31.8% and 33% YoY); efficiency ratio improved to 62.32%.
- Net interest margin (FTE) expanded to 3.89% from 3.33% YoY; loans decreased 0.5% QoQ to $1.46B.
- Non-performing assets rose to $5.2M (0.35% of loans) vs $3.1M prior quarter due to OREO property.
- Board approved $0.20 quarterly dividend payable Oct 1, record Sep 15; share repurchase authorization increased to $10M.
- Capital ratios well capitalized: total risk-based capital 15.12%; book value per share $22.53 (+14.3% YoY).

## SEC filing metadata
- accession: 0000893847-25-000033
- form_type: 8-K
- ticker: HWBK
- cik: 0000893847
- company_name: HAWTHORN BANCSHARES, INC.
- filed_at: 2025-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/893847/000089384725000033/0000893847-25-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/893847/000089384725000033/hwbk-20250730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000893847-25-000033
- JSON: https://secwatch.observer/filing/0000893847-25-000033.json
- Plain text: https://secwatch.observer/filing/0000893847-25-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.