---
schema_version: "secwatch.filing_event.v1"
accession: "0000893847-25-000039"
form_type: "8-K"
ticker: "HWBK"
cik: "0000893847"
company_name: "HAWTHORN BANCSHARES, INC."
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:49:04.128878+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hawthorn Bancshares Q3 net income $6.1M, EPS $0.88, NIM expands to 3.97%

## Summary
- Net income $6.1M, up 34.1% YoY; diluted EPS $0.88 vs $0.66 prior year.
- Net interest margin (FTE) improved to 3.97% from 3.36% YoY; net interest income $16.9M.
- Loans grew $51.1M (3.5%) QoQ to $1.51B; deposits up $7.9M to $1.53B.
- Book value per share $23.76, up 13.6% YoY; efficiency ratio improved to 62.30%.
- Board declared $0.20 quarterly dividend payable Jan 1, 2026 to holders of record Dec 15.

## SEC filing metadata
- accession: 0000893847-25-000039
- form_type: 8-K
- ticker: HWBK
- cik: 0000893847
- company_name: HAWTHORN BANCSHARES, INC.
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/893847/000089384725000039/0000893847-25-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/893847/000089384725000039/hwbk-20251029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000893847-25-000039
- JSON: https://secwatch.observer/filing/0000893847-25-000039.json
- Plain text: https://secwatch.observer/filing/0000893847-25-000039.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.