earnings
confidence high
sentiment positive
materiality 0.70
Hawthorn Bancshares Q4 EPS $0.90, FY EPS $3.43; dividend raised 5% to $0.21
HAWTHORN BANCSHARES, INC.
2025-FY EPS reported
$3.43
- Q4 net income $6.2M ($0.90 diluted EPS) vs $4.6M ($0.66) a year ago; FY net income $23.8M ($3.43 EPS) vs $18.3M ($2.61).
- Net interest margin (FTE) improved to 4.03% in Q4 (3.55% prior year); FY NIM 3.89% (3.41% prior year).
- Loans held for investment $1.49B, down 1.8% QoQ; deposits $1.55B, up 1.9% QoQ.
- Non-performing assets $7.0M (0.47% of loans) vs $4.2M (0.29%) a year ago; allowance for credit losses 1.42%.
- Quarterly dividend increased 5% to $0.21/share, payable April 1, 2026 to holders of record March 15, 2026.