---
schema_version: "secwatch.filing_event.v1"
accession: "0000893847-26-000056"
form_type: "8-K"
ticker: "HWBK"
cik: "0000893847"
company_name: "HAWTHORN BANCSHARES, INC."
filed_at: "2026-04-29T23:59:59+00:00"
generated_at: "2026-05-15T02:37:05.886651+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hawthorn Bancshares Q1 net income $6.8M ($0.98 EPS), up 27% YoY; declares $0.21 dividend

## Summary
- Net income $6.8M, up 25.9% YoY from $5.4M; diluted EPS $0.98 vs $0.77.
- Net interest margin (FTE) improved to 4.07% from 3.67% YoY; efficiency ratio fell to 60.46%.
- Loans held for investment decreased $32.6M (-2.2%) vs prior quarter; deposits down $35.8M.
- Quarterly dividend of $0.21 per share declared, payable July 1, 2026 to holders of record June 15.
- Non-performing assets to loans 0.47% vs 0.21% a year ago; allowance for credit losses 1.44%.

## SEC filing metadata
- accession: 0000893847-26-000056
- form_type: 8-K
- ticker: HWBK
- cik: 0000893847
- company_name: HAWTHORN BANCSHARES, INC.
- filed_at: 2026-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/893847/000089384726000056/0000893847-26-000056-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/893847/000089384726000056/hwbk-20260429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000893847-26-000056
- JSON: https://secwatch.observer/filing/0000893847-26-000056.json
- Plain text: https://secwatch.observer/filing/0000893847-26-000056.txt

## Key facts
- Earnings Releases
  HAWTHORN BANCSHARES, INC. reported the three months ended March 31, 2026 results: net income $6.8 million, EPS $0.98.
  - Period: the three months ended March 31, 2026
  - Net income: $6.8 million
  - EPS: $0.98
  - Result: reported results
  source text: City, MO — April 29, 2026 — Hawthorn Bancshares, Inc. (NASDAQ: HWBK) , (the “Company”), the bank holding company for Hawthorn Bank, reported first quarter 2026 net income of $6.8 million, or earnings per diluted share (“EPS”) of $0.98. First Quarter 2026 Results • Net income improved $1.4 million, or 25.9%, to $6.8 million from the first quarter 2025 (the "prior
  evidence_url: https://www.sec.gov/Archives/edgar/data/893847/000089384726000056/0000893847-26-000056-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.