---
schema_version: "secwatch.filing_event.v1"
accession: "0000893847-26-000084"
form_type: "8-K"
ticker: "HWBK"
cik: "0000893847"
company_name: "HAWTHORN BANCSHARES, INC."
filed_at: "2026-07-29T20:38:04+00:00"
generated_at: "2026-07-29T20:39:07.756474+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Hawthorn Bancshares Q2 net income $7.3M, EPS $1.06, up 20% YoY; NIM expands to 4.16%

## Summary
- Net income $7.3M ($1.06 diluted EPS), up 20.1% from Q2 2025; return on avg assets 1.63%, equity 16.39%.
- Net interest margin (FTE) 4.16%, up from 3.89% YoY; loan yield 6.18%, deposit cost 2.13%.
- Loans held for investment $1.42B, down 2.6% QoQ; deposits $1.49B, down 2.0% QoQ.
- Non-performing assets to loans 0.53% vs 0.35% YoY; allowance for credit losses 1.46% of loans.
- Board declared $0.21 quarterly dividend payable Oct 1, 2026; increased share repurchase authorization to $10M.

## SEC filing metadata
- accession: 0000893847-26-000084
- form_type: 8-K
- ticker: HWBK
- cik: 0000893847
- company_name: HAWTHORN BANCSHARES, INC.
- filed_at: 2026-07-29T20:38:04+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/893847/000089384726000084/0000893847-26-000084-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/893847/000089384726000084/hwbk-20260729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000893847-26-000084
- JSON: https://secwatch.observer/filing/0000893847-26-000084.json
- Plain text: https://secwatch.observer/filing/0000893847-26-000084.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.