{"schema_version":"secwatch.filing_event.v1","accession":"0000894671-23-000029","form_type":"8-K","ticker":"OVBC","cik":"0000894671","company_name":"OHIO VALLEY BANC CORP","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.946589+00:00","generated_at":"2026-06-13T01:51:24.123204+00:00","sec_items":["2.02"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Ohio Valley Banc Q2 net income $3.25M, EPS $0.68; NIM 4.03%","bullets":["Q2 net income $3,249,000, up 62.5% from $1,999,000; EPS $0.68 vs $0.42.","Net interest margin 4.03% in Q2 (3.64% prior year); H1 NIM 4.12%.","Nonperforming loans ratio improved to 0.29% from 0.46% a year ago.","Dividend per share $0.37 in Q2, $0.58 in H1; prior year $0.36 and $0.57.","Return on avg assets 1.03% Q2, 1.16% H1; ROE 9.46% and 10.63% respectively."],"urls":{"canonical":"https://secwatch.observer/filing/0000894671-23-000029","json":"https://secwatch.observer/filing/0000894671-23-000029.json","markdown":"https://secwatch.observer/filing/0000894671-23-000029.md","text":"https://secwatch.observer/filing/0000894671-23-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/894671/000089467123000029/0000894671-23-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/894671/000089467123000029/sec8kearngsrels063023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T01:51:24.123204+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5452386e96967a4be7de1a480d01a6cbd9bf501d","claim":"OHIO VALLEY BANC CORP reported the quarter ended June 30, 2023 results: net income $3,249,000, EPS $.68.","evidence_excerpt":"reported consolidated net income for the quarter ended June 30, 2023, of $3,249,000, an increase of $1,250,000 from the same period the prior year. Earnings per share for the second quarter of 2023 were $.68 compared to $.42 for the prior year second quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/894671/000089467123000029/0000894671-23-000029-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$3,249,000"},{"label":"EPS","value":"$.68"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e8e2f7478ce8d63c46ab8910d2b59734908f345c","claim":"OHIO VALLEY BANC CORP reported the six months ended June 30, 2023 results: net income $7,157,000, EPS $1.50.","evidence_excerpt":"For the six months ended June 30, 2023, net income totaled $7,157,000, an increase of $1,033,000, or 16.9%, from the same period the prior year. Earnings per share were $1.50 for the first six months of 2023 versus $1.29 for the first six months of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/894671/000089467123000029/0000894671-23-000029-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$7,157,000"},{"label":"EPS","value":"$1.50"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}