---
schema_version: "secwatch.filing_event.v1"
accession: "0000895345-25-000200"
form_type: "8-K"
ticker: "HUM"
cik: "0000049071"
company_name: "HUMANA INC"
filed_at: "2025-05-30T23:59:59+00:00"
generated_at: "2026-05-20T05:10:43.369599+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Humana enters new $5.0B credit revolver, upsizing from $2.642B

## Summary
- New $5.0B unsecured revolver amends and restates existing $2.642B facility and replaces expired $2.1B 364-day facility.
- No borrowings outstanding at signing; ~$14.7M in issued undrawn letters of credit, leaving ~$4.98B available capacity.
- Facility includes incremental commitment option up to $1.0B; customary covenants include maximum debt-to-capitalization ratio.
- Loans bear interest at Term SOFR, Daily Simple SOFR, or base rate plus spread; annual facility fee payable regardless of utilization.

## SEC filing metadata
- accession: 0000895345-25-000200
- form_type: 8-K
- ticker: HUM
- cik: 0000049071
- company_name: HUMANA INC
- filed_at: 2025-05-30T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/49071/000089534525000200/0000895345-25-000200-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/49071/000089534525000200/ff4885689_8k-humana.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000895345-25-000200
- JSON: https://secwatch.observer/filing/0000895345-25-000200.json
- Plain text: https://secwatch.observer/filing/0000895345-25-000200.txt

## Key facts
- Debt Financings
  HUMANA INC amended revolving credit of $5.0 billion with JPMorgan Chase Bank, N.A. as Agent at Term SOFR, Daily Simple SOFR or the base rate plus a spread.
  - Instrument: revolving credit
  - Principal: $5.0 billion
  - Counterparty: JPMorgan Chase Bank, N.A. as Agent
  - Rate: Term SOFR, Daily Simple SOFR or the base rate plus a spread
  - Event: amendment
  source text: The Revolving Credit Agreement (i) increases the amount of the commitments under the Existing 5-Year Credit Agreement from $2.642 billion to $5.0 billion
  evidence_url: https://www.sec.gov/Archives/edgar/data/49071/000089534525000200/0000895345-25-000200-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.