---
schema_version: "secwatch.filing_event.v1"
accession: "0000898171-25-000003"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2025-08-22T23:59:59+00:00"
generated_at: "2026-05-17T10:43:14.874757+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Corp Q2 2025 net income up 17% YoY; loans grow 7.2%

## Summary
- Net income up $781K, or 17%, from Q2 2024; up $271K from Q1 2025.
- Total assets $1.17B, up 4.1% YoY; total loans $687M, up 7.2% YoY.
- Deposits increased $38.3M, or 3.7%, from Q2 2024.
- Net interest margin 3.56% vs 3.42% in Q2 2024; annualized ROE 17.3%.
- Ranked #14 nationally in top 20 publicly traded banks under $2B assets in 2024.

## SEC filing metadata
- accession: 0000898171-25-000003
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2025-08-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000089817125000003/0000898171-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000089817125000003/uwhr-20250822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000898171-25-000003
- JSON: https://secwatch.observer/filing/0000898171-25-000003.json
- Plain text: https://secwatch.observer/filing/0000898171-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.