---
schema_version: "secwatch.filing_event.v1"
accession: "0000898174-23-000025"
form_type: "8-K"
ticker: "RGA"
cik: "0000898174"
company_name: "REINSURANCE GROUP OF AMERICA INC"
filed_at: "2023-02-02T23:59:59+00:00"
generated_at: "2026-06-20T03:10:33.614888+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# RGA Q4 net income $204M ($3.02/diluted); adjusted op income $202M ($2.99) vs loss year ago

## Summary
- Net income per diluted share $3.02 vs $2.30 year ago; adjusted operating income per share $2.99 vs ($0.56).
- Net premiums $3.45B, up 1.1% (6.0% constant currency) YoY; full-year premiums $13.08B.
- Estimated COVID-19 pre-tax impact ~$70M in Q4 ($0.78/sh) and ~$447M full year ($5.02/sh).
- Book value per share $62.16; book value ex-AOCI $146.22; adjusted operating ROE 10.3%.
- Quarterly dividend $0.80/share declared, payable Feb 28 to record Feb 14; $78M returned to shareholders in Q4.

## SEC filing metadata
- accession: 0000898174-23-000025
- form_type: 8-K
- ticker: RGA
- cik: 0000898174
- company_name: REINSURANCE GROUP OF AMERICA INC
- filed_at: 2023-02-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898174/000089817423000025/0000898174-23-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898174/000089817423000025/rga-20230131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000898174-23-000025
- JSON: https://secwatch.observer/filing/0000898174-23-000025.json
- Plain text: https://secwatch.observer/filing/0000898174-23-000025.txt

## Key facts
- Earnings Releases
  REINSURANCE GROUP OF AMERICA INC reported full year ended December 31, 2022 results: net income $9.21 per diluted share, EPS $9.21 per diluted share.
  - Period: full year ended December 31, 2022
  - Net income: $9.21 per diluted share
  - EPS: $9.21 per diluted share
  - Result: reported results
  source text: Net income available to RGA shareholders of $9.21 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/898174/000089817423000025/0000898174-23-000025-index.htm
- Earnings Releases
  REINSURANCE GROUP OF AMERICA INC reported three-month period ended December 31, 2022 results: net income $3.02 per diluted share, EPS $3.02 per diluted share.
  - Period: three-month period ended December 31, 2022
  - Net income: $3.02 per diluted share
  - EPS: $3.02 per diluted share
  - Result: reported results
  source text: Net income available to RGA shareholders of $3.02 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/898174/000089817423000025/0000898174-23-000025-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.