---
schema_version: "secwatch.filing_event.v1"
accession: "0000898174-24-000038"
form_type: "8-K"
ticker: "RGA"
cik: "0000898174"
company_name: "REINSURANCE GROUP OF AMERICA INC"
filed_at: "2024-02-01T23:59:59+00:00"
generated_at: "2026-06-06T12:28:22.574292+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# RGA Q4 net income falls 46% to $158M; adj. EPS rises to $4.73, premium growth 19%

## Summary
- Q4 net income $158M ($2.37 diluted EPS) vs $291M ($4.30) year ago; adj. operating income $316M ($4.73) vs $312M ($4.60).
- Full year net income $902M ($13.44 EPS); adj. operating income $1,334M ($19.88 EPS); ROE 11.4%, adj. op ROE 14.5%.
- Net premiums grew 19.2% in Q4 (18.7% constant currency) and 15.3% for full year.
- Deployed $346M into in-force transactions in Q4 and $933M for full year.
- Quarterly dividend of $0.85/share declared, payable Feb 27 to holders of record Feb 13; $50M in share repurchases during Q4.

## SEC filing metadata
- accession: 0000898174-24-000038
- form_type: 8-K
- ticker: RGA
- cik: 0000898174
- company_name: REINSURANCE GROUP OF AMERICA INC
- filed_at: 2024-02-01T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898174/000089817424000038/0000898174-24-000038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898174/000089817424000038/rga-20240130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000898174-24-000038
- JSON: https://secwatch.observer/filing/0000898174-24-000038.json
- Plain text: https://secwatch.observer/filing/0000898174-24-000038.txt

## Key facts
- Earnings Releases
  REINSURANCE GROUP OF AMERICA INC reported the three-month period ended December 31, 2023 results: net income $158 million, EPS $2.37 per diluted share.
  - Period: the three-month period ended December 31, 2023
  - Net income: $158 million
  - EPS: $2.37 per diluted share
  - Result: reported results
  source text: On February 1, 2024, Reinsurance Group of America, Incorporated (the "Company") issued (1) a press release (the "Press Release") announcing its earnings for the three-month period ended December 31, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/898174/000089817424000038/0000898174-24-000038-index.htm
- Earnings Releases
  REINSURANCE GROUP OF AMERICA INC reported the fiscal year ended December 31, 2023 results: net income $902 million, EPS $13.44 per diluted share.
  - Period: the fiscal year ended December 31, 2023
  - Net income: $902 million
  - EPS: $13.44 per diluted share
  - Result: reported results
  source text: Full Year Results • Net income available to RGA shareholders of $13.44 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/898174/000089817424000038/0000898174-24-000038-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.