---
schema_version: "secwatch.filing_event.v1"
accession: "0000899051-22-000078"
form_type: "8-K"
ticker: "ALL"
cik: "0000899051"
company_name: "ALLSTATE CORP"
filed_at: "2022-11-02T23:59:59+00:00"
generated_at: "2026-06-22T16:26:00.109954+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Allstate Q3 net loss $694M; reserve strengthening $875M; auto combined ratio 117.4

## Summary
- Net loss of $694M ($2.58 EPS) vs income of $508M ($1.71 EPS) a year ago; adjusted net loss $420M ($1.56 EPS).
- Property-Liability underwriting loss $1.29B; combined ratio 111.6 vs 105.3; prior year reserves increased $875M.
- Allstate auto combined ratio 117.4; underlying 104.0; rate increases of 10.4% effective in 2022; exiting unprofitable states.
- Revenues $13.2B (+5.8%); earned premiums +9.8% to $11.2B; net investment income $690M (-$74M YoY).
- Shareholder returns: $897M in Q3 ($665M buybacks, $232M dividends); $1.2B remaining on $5B authorization.

## SEC filing metadata
- accession: 0000899051-22-000078
- form_type: 8-K
- ticker: ALL
- cik: 0000899051
- company_name: ALLSTATE CORP
- filed_at: 2022-11-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/899051/000089905122000078/0000899051-22-000078-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/899051/000089905122000078/all-20221102.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000899051-22-000078
- JSON: https://secwatch.observer/filing/0000899051-22-000078.json
- Plain text: https://secwatch.observer/filing/0000899051-22-000078.txt

## Key facts
- Earnings Releases
  ALLSTATE CORP reported the third quarter of 2022 results: revenue $13,208, net income (694), EPS (2.58).
  - Period: the third quarter of 2022
  - Revenue: $13,208
  - Net income: (694)
  - EPS: (2.58)
  - Result: reported results
  source text: ended September 30, Nine months ended September 30, ($ in millions, except per share data and ratios) 2022 2021 % / pts Change 2022 2021 % / pts Change Consolidated revenues $ 13,208 $ 12,480 5.8 % $37,765 $37,577 0.5 % Net income (loss) applicable to common shareholders (694) 508 NM (1,106) 695 NM per diluted common share (1) (2.58) 1.71 NM (4.04) 2.30 NM
  evidence_url: https://www.sec.gov/Archives/edgar/data/899051/000089905122000078/0000899051-22-000078-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.