---
schema_version: "secwatch.filing_event.v1"
accession: "0000899051-23-000013"
form_type: "8-K"
ticker: "ALL"
cik: "0000899051"
company_name: "ALLSTATE CORP"
filed_at: "2023-02-01T23:59:59+00:00"
generated_at: "2026-06-20T04:39:19.959266+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Allstate Q4 net loss $310M, adjusted net loss $359M; auto combined ratio 112.6

## Summary
- Net loss of $310M vs income $790M in prior-year quarter; revenue rose 4.9% to $13.6B.
- Property-Liability underwriting loss of $1.04B; recorded combined ratio 109.1 (vs 98.9).
- Auto insurance recorded combined ratio 112.6; underlying combined ratio 109.2.
- Homeowners combined ratio 92.6; generated underwriting income of $212M.
- Returned $582M to shareholders in Q4 ($354M buybacks, $228M dividends); shares outstanding down 6.1% YoY.

## SEC filing metadata
- accession: 0000899051-23-000013
- form_type: 8-K
- ticker: ALL
- cik: 0000899051
- company_name: ALLSTATE CORP
- filed_at: 2023-02-01T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/899051/000089905123000013/0000899051-23-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/899051/000089905123000013/all-20230201.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000899051-23-000013
- JSON: https://secwatch.observer/filing/0000899051-23-000013.json
- Plain text: https://secwatch.observer/filing/0000899051-23-000013.txt

## Key facts
- Earnings Releases
  ALLSTATE CORP reported the twelve months ended December 31, 2022 results: revenue $51,412, net income (1,416), EPS (5.22).
  - Period: the twelve months ended December 31, 2022
  - Revenue: $51,412
  - Net income: (1,416)
  - EPS: (5.22)
  - Result: reported results
  source text: months ended December 31, ($ in millions, except per share data and ratios) 2022 2021 % / pts Change 2022 2021 % / pts Change Consolidated revenues $ 13,647 $ 13,011 4.9 % $51,412 $50,588 1.6 % Net income (loss) applicable to common shareholders (310) 790 NM (1,416) 1,485 NM per diluted common share (1) (1.17) 2.73 NM (5.22) 4.96 NM Adjusted net income
  evidence_url: https://www.sec.gov/Archives/edgar/data/899051/000089905123000013/0000899051-23-000013-index.htm
- Earnings Releases
  ALLSTATE CORP reported the fourth quarter of 2022 results: revenue $13,647, net income (310), EPS (1.17).
  - Period: the fourth quarter of 2022
  - Revenue: $13,647
  - Net income: (310)
  - EPS: (1.17)
  - Result: reported results
  source text: ended December 31, Twelve months ended December 31, ($ in millions, except per share data and ratios) 2022 2021 % / pts Change 2022 2021 % / pts Change Consolidated revenues $ 13,647 $ 13,011 4.9 % $51,412 $50,588 1.6 % Net income (loss) applicable to common shareholders (310) 790 NM (1,416) 1,485 NM per diluted common share (1) (1.17) 2.73 NM (5.22) 4.96 NM
  evidence_url: https://www.sec.gov/Archives/edgar/data/899051/000089905123000013/0000899051-23-000013-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.