{"schema_version":"secwatch.filing_event.v1","accession":"0000899051-24-000082","form_type":"8-K","ticker":"ALL","cik":"0000899051","company_name":"ALLSTATE CORP","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.327458+00:00","generated_at":"2026-05-30T08:47:36.219879+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Allstate Q3 net income $1.16B ($4.33/sh) vs loss prior year; adjusted EPS $3.91 beats","bullets":["Revenue $16.6B +14.7% YoY; Property-Liability earned premiums +11.6% to $13.7B.","Underwriting income $495M vs loss $414M; combined ratio 96.4 (improved 7 pts).","Auto underwriting income $486M; combined ratio 94.8; policies in force -1.5% due to retention losses.","Homeowners profitable despite $1.23B catastrophes (40% higher); combined ratio 98.2.","Announced sale of Employer Voluntary Benefits to StanCorp for $2B, closing H1 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000899051-24-000082","json":"https://secwatch.observer/filing/0000899051-24-000082.json","markdown":"https://secwatch.observer/filing/0000899051-24-000082.md","text":"https://secwatch.observer/filing/0000899051-24-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/899051/000089905124000082/0000899051-24-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/899051/000089905124000082/all-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:47:36.219879+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}