secwatch.observer — SEC 8-K summary
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Issuer:     ALLSTATE CORP (ALL)
CIK:        0000899051
Form:       8-K
Filed at:   2024-10-30T23:59:59+00:00
Accession:  0000899051-24-000082
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Allstate Q3 net income $1.16B ($4.33/sh) vs loss prior year; adjusted EPS $3.91 beats
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- Revenue $16.6B +14.7% YoY; Property-Liability earned premiums +11.6% to $13.7B.
- Underwriting income $495M vs loss $414M; combined ratio 96.4 (improved 7 pts).
- Auto underwriting income $486M; combined ratio 94.8; policies in force -1.5% due to retention losses.
- Homeowners profitable despite $1.23B catastrophes (40% higher); combined ratio 98.2.
- Announced sale of Employer Voluntary Benefits to StanCorp for $2B, closing H1 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/899051/000089905124000082/0000899051-24-000082-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/899051/000089905124000082/all-20241030.htm
  HTML page:      https://secwatch.observer/filing/0000899051-24-000082

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer