{"schema_version":"secwatch.filing_event.v1","accession":"0000899051-25-000040","form_type":"8-K","ticker":"ALL","cik":"0000899051","company_name":"ALLSTATE CORP","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.737663+00:00","generated_at":"2026-05-23T03:11:34.949918+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Allstate Q1 net income down 52% to $566M on record $3.3B catastrophe losses; revenue up 7.8%","bullets":["Net income $566M ($2.11/sh) vs $1.189B ($4.46/sh) YoY; adjusted net income $949M ($3.53/sh) down 30.6%.","Revenue $16.5B (+7.8%); Property-Liability earned premiums $14.0B (+8.7%).","Record gross catastrophe losses $3.3B; net $2.2B after $1.1B reinsurance recoveries; combined ratio 97.4 vs 93.0.","Auto underwriting income $816M (combined ratio 91.3, -4.7 pts); homeowners underwriting loss $451M (combined ratio 112.3).","Dividend raised to $1.00/share from $0.92; $1.5B share repurchase program; sale of Employer Voluntary Benefits closed for $2.0B."],"urls":{"canonical":"https://secwatch.observer/filing/0000899051-25-000040","json":"https://secwatch.observer/filing/0000899051-25-000040.json","markdown":"https://secwatch.observer/filing/0000899051-25-000040.md","text":"https://secwatch.observer/filing/0000899051-25-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/899051/000089905125000040/0000899051-25-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/899051/000089905125000040/all-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T03:11:34.949918+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}