{"schema_version":"secwatch.filing_event.v1","accession":"0000899051-25-000100","form_type":"8-K","ticker":"ALL","cik":"0000899051","company_name":"ALLSTATE CORP","filed_at":"2025-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.543359+00:00","generated_at":"2026-05-17T00:29:50.370936+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Allstate Q3 net income $3.7B, adjusted EPS $11.17, PL combined ratio 80.1","bullets":["Net income applicable to common shareholders $3.7B ($13.95 diluted EPS) vs $1.2B ($4.33) YoY.","Adjusted net income $3.0B ($11.17 diluted EPS) vs $1.0B ($3.91); adjusted ROE 34.7%.","Property-Liability underwriting income $2.9B vs $495M; combined ratio 80.1 (improved 16.3 pts).","Catastrophe losses $558M, down 67.2% YoY; underlying combined ratio 78.7.","Total policies in force 209.5M (+3.8%); auto policies +1.3%, homeowners +2.1%."],"urls":{"canonical":"https://secwatch.observer/filing/0000899051-25-000100","json":"https://secwatch.observer/filing/0000899051-25-000100.json","markdown":"https://secwatch.observer/filing/0000899051-25-000100.md","text":"https://secwatch.observer/filing/0000899051-25-000100.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/899051/000089905125000100/0000899051-25-000100-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/899051/000089905125000100/all-20251105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:29:50.370936+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}