---
schema_version: "secwatch.filing_event.v1"
accession: "0000899051-25-000100"
form_type: "8-K"
ticker: "ALL"
cik: "0000899051"
company_name: "ALLSTATE CORP"
filed_at: "2025-11-05T23:59:59+00:00"
generated_at: "2026-05-17T00:29:50.370936+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Allstate Q3 net income $3.7B, adjusted EPS $11.17, PL combined ratio 80.1

## Summary
- Net income applicable to common shareholders $3.7B ($13.95 diluted EPS) vs $1.2B ($4.33) YoY.
- Adjusted net income $3.0B ($11.17 diluted EPS) vs $1.0B ($3.91); adjusted ROE 34.7%.
- Property-Liability underwriting income $2.9B vs $495M; combined ratio 80.1 (improved 16.3 pts).
- Catastrophe losses $558M, down 67.2% YoY; underlying combined ratio 78.7.
- Total policies in force 209.5M (+3.8%); auto policies +1.3%, homeowners +2.1%.

## SEC filing metadata
- accession: 0000899051-25-000100
- form_type: 8-K
- ticker: ALL
- cik: 0000899051
- company_name: ALLSTATE CORP
- filed_at: 2025-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/899051/000089905125000100/0000899051-25-000100-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/899051/000089905125000100/all-20251105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000899051-25-000100
- JSON: https://secwatch.observer/filing/0000899051-25-000100.json
- Plain text: https://secwatch.observer/filing/0000899051-25-000100.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.