secwatch.observer — SEC 8-K summary
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Issuer:     ALLSTATE CORP (ALL)
CIK:        0000899051
Form:       8-K
Filed at:   2025-11-05T23:59:59+00:00
Accession:  0000899051-25-000100
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Allstate Q3 net income $3.7B, adjusted EPS $11.17, PL combined ratio 80.1
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- Net income applicable to common shareholders $3.7B ($13.95 diluted EPS) vs $1.2B ($4.33) YoY.
- Adjusted net income $3.0B ($11.17 diluted EPS) vs $1.0B ($3.91); adjusted ROE 34.7%.
- Property-Liability underwriting income $2.9B vs $495M; combined ratio 80.1 (improved 16.3 pts).
- Catastrophe losses $558M, down 67.2% YoY; underlying combined ratio 78.7.
- Total policies in force 209.5M (+3.8%); auto policies +1.3%, homeowners +2.1%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/899051/000089905125000100/0000899051-25-000100-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/899051/000089905125000100/all-20251105.htm
  HTML page:      https://secwatch.observer/filing/0000899051-25-000100

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer