{"schema_version":"secwatch.filing_event.v1","accession":"0000906163-25-000003","form_type":"8-K","ticker":"NVR","cik":"0000906163","company_name":"NVR INC","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.748715+00:00","generated_at":"2026-05-27T08:51:47.645570+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NVR Q4 net income $457M ($139.93 EPS), up 12%; revenue $2.85B, up 17% YoY","bullets":["Q4 net income $457.4M ($139.93 diluted EPS) vs $410.1M ($121.56) prior year, increases of 12% and 15% respectively.","Consolidated revenue $2.85B (+17% YoY); full-year 2024 revenue $10.52B (+11%), net income $1.68B (+6%).","Homebuilding Q4 settlements up 16% to 6,180 units; new orders down 8% to 4,794 units; gross margin 23.6% (24.1% prior year).","Mortgage banking Q4 pretax income $45.9M (+55% YoY) on $1.70B closed loans, driven by higher secondary marketing gains.","Effective tax rate Q4 20.1% vs 15.3% due to lower excess tax benefits from stock option exercises."],"urls":{"canonical":"https://secwatch.observer/filing/0000906163-25-000003","json":"https://secwatch.observer/filing/0000906163-25-000003.json","markdown":"https://secwatch.observer/filing/0000906163-25-000003.md","text":"https://secwatch.observer/filing/0000906163-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906163/000090616325000003/0000906163-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906163/000090616325000003/nvr-20250128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:51:47.645570+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}