{"schema_version":"secwatch.filing_event.v1","accession":"0000906163-25-000115","form_type":"8-K","ticker":"NVR","cik":"0000906163","company_name":"NVR INC","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.553345+00:00","generated_at":"2026-05-17T02:55:01.879820+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NVR Q3 net income falls 20% to $342.7M; new orders drop 16%","bullets":["Diluted EPS of $112.33, down 14% from $130.50 in Q3 2024.","Consolidated revenue $2.61B, down 4% from $2.73B.","Homebuilding new orders fell 16% to 4,735 units; cancellation rate rose to 19%.","Homebuilding gross margin declined to 21.0% from 23.4%, hurt by higher lot costs.","Backlog units down 19% to 9,165; mortgage loan production down 7% to $1.54B."],"urls":{"canonical":"https://secwatch.observer/filing/0000906163-25-000115","json":"https://secwatch.observer/filing/0000906163-25-000115.json","markdown":"https://secwatch.observer/filing/0000906163-25-000115.md","text":"https://secwatch.observer/filing/0000906163-25-000115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906163/000090616325000115/0000906163-25-000115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906163/000090616325000115/nvr-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:55:01.879820+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}