{"schema_version":"secwatch.filing_event.v1","accession":"0000906163-26-000086","form_type":"8-K","ticker":"NVR","cik":"0000906163","company_name":"NVR INC","filed_at":"2026-07-23T17:54:44+00:00","discovered_at":"2026-07-23T17:56:00.667491+00:00","generated_at":"2026-07-23T17:56:05.167002+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NVR Q2 net income down 29% to $236.5M; EPS $83.96 vs $108.54 YoY","bullets":["Net income $236.5M ($83.96 diluted EPS) vs $333.7M ($108.54) in Q2 2025, decreases of 29% and 23%.","Consolidated revenues $2.33B, down 10% from $2.60B; homebuilding revenues $2.28B, down 11%.","New orders up 9% to 5,885 units; avg sales price down 5% to $437,100; settlements down 8% to 5,058 units.","Homebuilding gross margin fell to 19.2% from 21.5%, hit by higher lot costs, pricing pressure, and $21.7M land deposit impairments.","Mortgage banking income before tax $25.4M, down 14%; closed loan production $1.35B, down 13%."],"urls":{"canonical":"https://secwatch.observer/filing/0000906163-26-000086","json":"https://secwatch.observer/filing/0000906163-26-000086.json","markdown":"https://secwatch.observer/filing/0000906163-26-000086.md","text":"https://secwatch.observer/filing/0000906163-26-000086.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906163/000090616326000086/0000906163-26-000086-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906163/000090616326000086/nvr-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T17:56:05.167002+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}