---
schema_version: "secwatch.filing_event.v1"
accession: "0000907471-22-000137"
form_type: "8-K"
ticker: "CASH"
cik: "0000907471"
company_name: "PATHWARD FINANCIAL, INC."
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:36:30.479380+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Pathward Q4 net income $23.4M ($0.81 EPS), adj. EPS $1.04; names Sonja Theisen CFO effective Apr 2023

## Summary
- Q4 net income $23.4M ($0.81 diluted EPS); adjusted EPS $1.04 vs $0.51 prior year.
- FY2022 net income $156.4M ($5.26 EPS); adj. EPS $4.49; FY2023 guidance: GAAP EPS $5.25-$5.75.
- Sold $81.5M student loan portfolio (unfavorable pre-tax $0.5M); completed $20M subordinated notes offering.
- Sonja Theisen named CFO effective April 30, 2023, succeeding Glen Herrick.
- Board repurchased 573K shares in Q4 at avg $37.05; additional 396K shares in Oct 2022.

## SEC filing metadata
- accession: 0000907471-22-000137
- form_type: 8-K
- ticker: CASH
- cik: 0000907471
- company_name: PATHWARD FINANCIAL, INC.
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 5.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907471/000090747122000137/0000907471-22-000137-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907471/000090747122000137/cash-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000907471-22-000137
- JSON: https://secwatch.observer/filing/0000907471-22-000137.json
- Plain text: https://secwatch.observer/filing/0000907471-22-000137.txt

## Key facts
- Executive change
  Sonja Theisen was appointed as Chief Financial Officer at PATHWARD FINANCIAL, INC..
  - Action: appointed
  - Role: Chief Financial Officer
  source text: On October 27, 2022, Pathward Financial, Inc. (the “Company”) announced that Sonja Theisen, Executive Vice President, Governance, Risk, and Compliance, will succeed Glen W. Herrick as Chief Financial Officer effective as of April 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/907471/000090747122000137/0000907471-22-000137-index.htm
- Executive change
  Glen W. Herrick departed as Chief Financial Officer at PATHWARD FINANCIAL, INC..
  - Role: Chief Financial Officer
  source text: On October 27, 2022, Pathward Financial, Inc. (the “Company”) announced that Sonja Theisen, Executive Vice President, Governance, Risk, and Compliance, will succeed Glen W. Herrick as Chief Financial Officer effective as of April 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/907471/000090747122000137/0000907471-22-000137-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.