{"schema_version":"secwatch.filing_event.v1","accession":"0000907471-23-000060","form_type":"8-K","ticker":"CASH","cik":"0000907471","company_name":"PATHWARD FINANCIAL, INC.","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.744465+00:00","generated_at":"2026-06-16T15:02:00.210240+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Pathward Financial Q2 net income $54.8M, EPS $1.99; reaffirms FY2023 guidance","bullets":["Net income $54.8M ($1.99 diluted EPS) vs $49.3M ($1.66) YoY; adjusted net income $60.3M ($2.18).","Total revenue $228.4M, up 18% YoY; net interest margin expanded 132 bps to 6.12%.","Reaffirms FY2023 GAAP EPS guidance $5.55-$5.95 despite $7.3M pre-tax adverse impacts in Q2.","Repurchased 1,172,700 shares at avg $46.60; 2,468,283 shares remain under buyback program.","Legacy mobile solar transactions caused $6.8M pre-tax charge; $0.5M venture capital impairment."],"urls":{"canonical":"https://secwatch.observer/filing/0000907471-23-000060","json":"https://secwatch.observer/filing/0000907471-23-000060.json","markdown":"https://secwatch.observer/filing/0000907471-23-000060.md","text":"https://secwatch.observer/filing/0000907471-23-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/907471/000090747123000060/0000907471-23-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/907471/000090747123000060/cash-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T15:02:00.210240+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9088e7de90c404128b7babf7c72aa9e299f11c0f","claim":"PATHWARD FINANCIAL, INC. reported the three months ended March 31, 2023 results: revenue $228.4 million, net income $54.8 million, EPS $1.99 per share. Guidance reaffirmed.","evidence_excerpt":"of Pathward Financial appointed Christopher Perretta as a member of the Board. Financial Highlights for the 2023 Fiscal Second Quarter • Total revenue for the second quarter was $228.4 million, an increase of $34.9 million, or 18%, compared to the same quarter in fiscal 2022 , driven by an increase in both noninterest income and net interest income. • Net interest","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/907471/000090747123000060/0000907471-23-000060-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2023"},{"label":"Revenue","value":"$228.4 million"},{"label":"Net income","value":"$54.8 million"},{"label":"EPS","value":"$1.99 per share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}