secwatch.observer — SEC 8-K summary
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Issuer:     PATHWARD FINANCIAL, INC. (CASH)
CIK:        0000907471
Form:       8-K
Filed at:   2023-10-25T23:59:59+00:00
Accession:  0000907471-23-000126
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pathward Financial Q4 net income $35.9M ($1.36 EPS); raises FY2024 guidance to $6.20-$6.70
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- Q4 net income $35.9M, EPS $1.36 vs $23.4M, $0.81 YoY; full year net income $163.6M, EPS $5.99 vs $156.4M, $5.26.
- Revenue $161.0M, up 31% YoY; NIM expanded 98 bps to 6.19%.
- FY2024 GAAP EPS guidance raised to $6.20-$6.70; adjusted FY2023 EPS $6.09.
- CFO transition: Greg Sigrist EVP CFO-designate, to become CFO after 10-K; Glen Herrick retiring Dec 31, 2023.
- Share repurchase: 311,727 shares in Q4 at avg $51.29; 232,588 in Oct 2023 at avg $47.25.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/907471/000090747123000126/0000907471-23-000126-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/907471/000090747123000126/cash-20231025.htm
  HTML page:      https://secwatch.observer/filing/0000907471-23-000126

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer