{"schema_version":"secwatch.filing_event.v1","accession":"0000907471-24-000003","form_type":"8-K","ticker":"CASH","cik":"0000907471","company_name":"PATHWARD FINANCIAL, INC.","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.238469+00:00","generated_at":"2026-06-06T19:43:22.388033+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Pathward Financial Q1 fiscal 2024 net income $27.7M ($1.06 EPS), revenue up 9%","bullets":["Net income $27.7M ($1.06 diluted EPS) vs $27.8M ($0.98) prior year; revenue $162.8M (+9%).","Net interest income $110.0M (+31% YoY); net interest margin 6.23% vs 5.62%.","Total gross loans $4.43B, up $916.6M YoY; driven by commercial, consumer, warehouse finance.","Repurchased 232,588 shares at avg $47.25 in Q1; additional 342,300 shares in Jan 2024 through Jan 19.","Reaffirmed fiscal 2024 GAAP EPS guidance $6.20-$6.70."],"urls":{"canonical":"https://secwatch.observer/filing/0000907471-24-000003","json":"https://secwatch.observer/filing/0000907471-24-000003.json","markdown":"https://secwatch.observer/filing/0000907471-24-000003.md","text":"https://secwatch.observer/filing/0000907471-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000003/0000907471-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000003/cash-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:43:22.388033+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f3e9cb81d2bd37b9016faa397f8a3ee391eba58a","claim":"PATHWARD FINANCIAL, INC. reported three months ended December 31, 2023 results: revenue $162.8 million, net income $27.7 million, EPS $1.06 p er share. Guidance reaffirmed.","evidence_excerpt":"product offerings for a range of programs in market and under development. Financial Highlights for the 2024 Fiscal First Quarter • Total revenue for the first quarter was $162.8 million, an increase of $13.0 million, or 9%, c ompared to the same quarter in fiscal 2023 , driven by an increase in net interest income, partially offset by a decrease in noninterest","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000003/0000907471-24-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended December 31, 2023"},{"label":"Revenue","value":"$162.8 million"},{"label":"Net income","value":"$27.7 million"},{"label":"EPS","value":"$1.06 p er share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}