---
schema_version: "secwatch.filing_event.v1"
accession: "0000907471-24-000003"
form_type: "8-K"
ticker: "CASH"
cik: "0000907471"
company_name: "PATHWARD FINANCIAL, INC."
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:43:22.388033+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Pathward Financial Q1 fiscal 2024 net income $27.7M ($1.06 EPS), revenue up 9%

## Summary
- Net income $27.7M ($1.06 diluted EPS) vs $27.8M ($0.98) prior year; revenue $162.8M (+9%).
- Net interest income $110.0M (+31% YoY); net interest margin 6.23% vs 5.62%.
- Total gross loans $4.43B, up $916.6M YoY; driven by commercial, consumer, warehouse finance.
- Repurchased 232,588 shares at avg $47.25 in Q1; additional 342,300 shares in Jan 2024 through Jan 19.
- Reaffirmed fiscal 2024 GAAP EPS guidance $6.20-$6.70.

## SEC filing metadata
- accession: 0000907471-24-000003
- form_type: 8-K
- ticker: CASH
- cik: 0000907471
- company_name: PATHWARD FINANCIAL, INC.
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907471/000090747124000003/0000907471-24-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907471/000090747124000003/cash-20240124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000907471-24-000003
- JSON: https://secwatch.observer/filing/0000907471-24-000003.json
- Plain text: https://secwatch.observer/filing/0000907471-24-000003.txt

## Key facts
- Earnings Releases
  PATHWARD FINANCIAL, INC. reported three months ended December 31, 2023 results: revenue $162.8 million, net income $27.7 million, EPS $1.06 p er share. Guidance reaffirmed.
  - Period: three months ended December 31, 2023
  - Revenue: $162.8 million
  - Net income: $27.7 million
  - EPS: $1.06 p er share
  - Guidance: reaffirmed
  - Result: reported results
  source text: product offerings for a range of programs in market and under development. Financial Highlights for the 2024 Fiscal First Quarter • Total revenue for the first quarter was $162.8 million, an increase of $13.0 million, or 9%, c ompared to the same quarter in fiscal 2023 , driven by an increase in net interest income, partially offset by a decrease in noninterest
  evidence_url: https://www.sec.gov/Archives/edgar/data/907471/000090747124000003/0000907471-24-000003-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.