{"schema_version":"secwatch.filing_event.v1","accession":"0000907471-24-000069","form_type":"8-K","ticker":"CASH","cik":"0000907471","company_name":"PATHWARD FINANCIAL, INC.","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.395596+00:00","generated_at":"2026-06-03T10:58:40.182963+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Pathward Financial Q2 net income $65.3M ($2.56 EPS), revenue up 8%; narrows FY24 EPS guidance to $6.30-$6.60","bullets":["GAAP net income $65.3M ($2.56 EPS) vs $54.8M ($1.99) prior year; adjusted EPS $2.18.","Total revenue $247.2M, up 8% YoY; NIM 6.23% vs 6.12%; loans $4.41B, up $683.8M YoY.","Repurchased 764,185 shares at avg $51.20 in Q2; $7.6M shares remain under buyback program.","FY24 GAAP EPS guidance narrowed to $6.30-$6.60 (implied raise of lower end).","Tax product net income up 24% to $36.9M; servicing fee income on off-balance sheet deposits fell to $10.4M from $18.2M."],"urls":{"canonical":"https://secwatch.observer/filing/0000907471-24-000069","json":"https://secwatch.observer/filing/0000907471-24-000069.json","markdown":"https://secwatch.observer/filing/0000907471-24-000069.md","text":"https://secwatch.observer/filing/0000907471-24-000069.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000069/0000907471-24-000069-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000069/cash-20240424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T10:58:40.182963+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"04464da5e7f3203fe61fea1672e96c0f0b92fd48","claim":"PATHWARD FINANCIAL, INC. reported the three months ended March 31, 2024 results: revenue $247.2 million, net income $65.3 million, EPS $2.56 per share. Guidance reaffirmed.","evidence_excerpt":"deliver market-leading revenue, employee retention and increased innovation. Financial Highlights for the 2024 Fiscal Second Quarter • Total revenue for the second quarter was $247.2 million, an increase of $18.8 million, or 8%, c ompared to the same quarter in fiscal 2023 , driven by an increase in both net interest income and noninterest income. • Net interest","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000069/0000907471-24-000069-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Revenue","value":"$247.2 million"},{"label":"Net income","value":"$65.3 million"},{"label":"EPS","value":"$2.56 per share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}