---
schema_version: "secwatch.filing_event.v1"
accession: "0000907471-24-000069"
form_type: "8-K"
ticker: "CASH"
cik: "0000907471"
company_name: "PATHWARD FINANCIAL, INC."
filed_at: "2024-04-24T23:59:59+00:00"
generated_at: "2026-06-03T10:58:40.182963+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Pathward Financial Q2 net income $65.3M ($2.56 EPS), revenue up 8%; narrows FY24 EPS guidance to $6.30-$6.60

## Summary
- GAAP net income $65.3M ($2.56 EPS) vs $54.8M ($1.99) prior year; adjusted EPS $2.18.
- Total revenue $247.2M, up 8% YoY; NIM 6.23% vs 6.12%; loans $4.41B, up $683.8M YoY.
- Repurchased 764,185 shares at avg $51.20 in Q2; $7.6M shares remain under buyback program.
- FY24 GAAP EPS guidance narrowed to $6.30-$6.60 (implied raise of lower end).
- Tax product net income up 24% to $36.9M; servicing fee income on off-balance sheet deposits fell to $10.4M from $18.2M.

## SEC filing metadata
- accession: 0000907471-24-000069
- form_type: 8-K
- ticker: CASH
- cik: 0000907471
- company_name: PATHWARD FINANCIAL, INC.
- filed_at: 2024-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907471/000090747124000069/0000907471-24-000069-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907471/000090747124000069/cash-20240424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000907471-24-000069
- JSON: https://secwatch.observer/filing/0000907471-24-000069.json
- Plain text: https://secwatch.observer/filing/0000907471-24-000069.txt

## Key facts
- Earnings Releases
  PATHWARD FINANCIAL, INC. reported the three months ended March 31, 2024 results: revenue $247.2 million, net income $65.3 million, EPS $2.56 per share. Guidance reaffirmed.
  - Period: the three months ended March 31, 2024
  - Revenue: $247.2 million
  - Net income: $65.3 million
  - EPS: $2.56 per share
  - Guidance: reaffirmed
  - Result: reported results
  source text: deliver market-leading revenue, employee retention and increased innovation. Financial Highlights for the 2024 Fiscal Second Quarter • Total revenue for the second quarter was $247.2 million, an increase of $18.8 million, or 8%, c ompared to the same quarter in fiscal 2023 , driven by an increase in both net interest income and noninterest income. • Net interest
  evidence_url: https://www.sec.gov/Archives/edgar/data/907471/000090747124000069/0000907471-24-000069-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.