secwatch.observer — SEC 8-K summary
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Issuer:     PATHWARD FINANCIAL, INC. (CASH)
CIK:        0000907471
Form:       8-K
Filed at:   2024-10-23T23:59:59+00:00
Accession:  0000907471-24-000122
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pathward Q4 EPS $1.35, full-year EPS $6.62, above guidance high end
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- Q4 net income $33.6M ($1.35/diluted share) vs $35.9M ($1.36) YoY; revenue $167.9M, +4%.
- Full-year net income $168.4M ($6.62/share), up 11% YoY; above updated guidance range.
- NIM expanded to 6.66% (5.15% including rate-related processing expense) from 6.19%.
- Total gross loans $4.08B, down $290.9M YoY due to insurance premium finance held for sale.
- Repurchased 236,308 shares at avg $63.44; 7M shares remain under buyback.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/907471/000090747124000122/0000907471-24-000122-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/907471/000090747124000122/cash-20241023.htm
  HTML page:      https://secwatch.observer/filing/0000907471-24-000122

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer