{"schema_version":"secwatch.filing_event.v1","accession":"0000907471-24-000127","form_type":"8-K","ticker":"CASH","cik":"0000907471","company_name":"PATHWARD FINANCIAL, INC.","filed_at":"2024-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.340667+00:00","generated_at":"2026-05-30T07:11:08.363696+00:00","sec_items":["2.01","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Pathward Financial sells premium finance business for $603M; raises FY2025 EPS guidance to $7.25-$7.75","bullets":["Completed sale of commercial insurance premium finance business for $603.3M cash on Oct 31, 2024.","Purchase price includes $31.2M premium; estimated after-tax gain of $13.8M.","Raised FY2025 GAAP EPS guidance to $7.25-$7.75 per diluted share.","Assumes two 25bp rate cuts in Nov & Dec 2024; NIM to exceed FY2024; tax rate 18-20%.","Expects $150-200M securities sale in Q1 FY2025, generating loss to offset pre-tax gain from sale."],"urls":{"canonical":"https://secwatch.observer/filing/0000907471-24-000127","json":"https://secwatch.observer/filing/0000907471-24-000127.json","markdown":"https://secwatch.observer/filing/0000907471-24-000127.md","text":"https://secwatch.observer/filing/0000907471-24-000127.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000127/0000907471-24-000127-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/907471/000090747124000127/cash-20241031.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T07:11:08.363696+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}