{"schema_version":"secwatch.filing_event.v1","accession":"0000907471-25-000010","form_type":"8-K","ticker":"CASH","cik":"0000907471","company_name":"PATHWARD FINANCIAL, INC.","filed_at":"2025-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.753322+00:00","generated_at":"2026-05-27T22:50:09.331606+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Pathward Q1 net income $31.4M ($1.29/sh) on revenue $173.5M; sells insurance premium finance business","bullets":["Net income $31.4M ($1.29 EPS) vs $27.7M ($1.06 EPS) a year ago; total revenue up 7% to $173.5M.","NIM expanded 61 bp to 6.84%; gross loan growth ex-insurance premium finance up 22% YoY.","Completed sale of insurance premium finance for $603.3M plus $31.2M premium, recording $16.4M pre-tax gain.","Sold $160.6M debt securities AFS, incurring $15.7M loss, largely offsetting the gain from the business sale.","Repurchased 701,860 shares at avg $74.05; extended two large Partner Solutions contracts; tax offices up 12%."],"urls":{"canonical":"https://secwatch.observer/filing/0000907471-25-000010","json":"https://secwatch.observer/filing/0000907471-25-000010.json","markdown":"https://secwatch.observer/filing/0000907471-25-000010.md","text":"https://secwatch.observer/filing/0000907471-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/907471/000090747125000010/0000907471-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/907471/000090747125000010/cash-20250121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T22:50:09.331606+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}