---
schema_version: "secwatch.filing_event.v1"
accession: "0000907471-25-000010"
form_type: "8-K"
ticker: "CASH"
cik: "0000907471"
company_name: "PATHWARD FINANCIAL, INC."
filed_at: "2025-01-21T23:59:59+00:00"
generated_at: "2026-05-27T22:50:09.331606+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Pathward Q1 net income $31.4M ($1.29/sh) on revenue $173.5M; sells insurance premium finance business

## Summary
- Net income $31.4M ($1.29 EPS) vs $27.7M ($1.06 EPS) a year ago; total revenue up 7% to $173.5M.
- NIM expanded 61 bp to 6.84%; gross loan growth ex-insurance premium finance up 22% YoY.
- Completed sale of insurance premium finance for $603.3M plus $31.2M premium, recording $16.4M pre-tax gain.
- Sold $160.6M debt securities AFS, incurring $15.7M loss, largely offsetting the gain from the business sale.
- Repurchased 701,860 shares at avg $74.05; extended two large Partner Solutions contracts; tax offices up 12%.

## SEC filing metadata
- accession: 0000907471-25-000010
- form_type: 8-K
- ticker: CASH
- cik: 0000907471
- company_name: PATHWARD FINANCIAL, INC.
- filed_at: 2025-01-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907471/000090747125000010/0000907471-25-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907471/000090747125000010/cash-20250121.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000907471-25-000010
- JSON: https://secwatch.observer/filing/0000907471-25-000010.json
- Plain text: https://secwatch.observer/filing/0000907471-25-000010.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.