{"schema_version":"secwatch.filing_event.v1","accession":"0000907471-25-000039","form_type":"8-K","ticker":"CASH","cik":"0000907471","company_name":"PATHWARD FINANCIAL, INC.","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.754627+00:00","generated_at":"2026-05-23T09:52:52.541097+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Pathward Financial Q2 net income $74.3M ($3.11 EPS) vs $65.3M ($2.56) year ago; revenue up 6%","bullets":["Total revenue $262.9M, up 6% YoY; NIM expanded 27bp to 6.50%.","Tax services product income net of losses and expenses up 29% to $47.6M (first six months).","Repurchased 575,804 shares at avg $78.11; 5.72M shares remain under program.","Total gross loans and leases ex-insurance premium finance up 15% YoY to $4.46B.","Provision for credit losses $29.9M vs $26.1M; net charge-offs $0.1M vs net recoveries $1.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0000907471-25-000039","json":"https://secwatch.observer/filing/0000907471-25-000039.json","markdown":"https://secwatch.observer/filing/0000907471-25-000039.md","text":"https://secwatch.observer/filing/0000907471-25-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/907471/000090747125000039/0000907471-25-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/907471/000090747125000039/cash-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:52:52.541097+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}