---
schema_version: "secwatch.filing_event.v1"
accession: "0000907471-25-000039"
form_type: "8-K"
ticker: "CASH"
cik: "0000907471"
company_name: "PATHWARD FINANCIAL, INC."
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:52:52.541097+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Pathward Financial Q2 net income $74.3M ($3.11 EPS) vs $65.3M ($2.56) year ago; revenue up 6%

## Summary
- Total revenue $262.9M, up 6% YoY; NIM expanded 27bp to 6.50%.
- Tax services product income net of losses and expenses up 29% to $47.6M (first six months).
- Repurchased 575,804 shares at avg $78.11; 5.72M shares remain under program.
- Total gross loans and leases ex-insurance premium finance up 15% YoY to $4.46B.
- Provision for credit losses $29.9M vs $26.1M; net charge-offs $0.1M vs net recoveries $1.1M.

## SEC filing metadata
- accession: 0000907471-25-000039
- form_type: 8-K
- ticker: CASH
- cik: 0000907471
- company_name: PATHWARD FINANCIAL, INC.
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907471/000090747125000039/0000907471-25-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907471/000090747125000039/cash-20250422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000907471-25-000039
- JSON: https://secwatch.observer/filing/0000907471-25-000039.json
- Plain text: https://secwatch.observer/filing/0000907471-25-000039.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.