secwatch.observer — SEC 8-K summary
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Issuer:     PATHWARD FINANCIAL, INC. (CASH)
CIK:        0000907471
Form:       8-K
Filed at:   2025-04-22T23:59:59+00:00
Accession:  0000907471-25-000039
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pathward Financial Q2 net income $74.3M ($3.11 EPS) vs $65.3M ($2.56) year ago; revenue up 6%
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- Total revenue $262.9M, up 6% YoY; NIM expanded 27bp to 6.50%.
- Tax services product income net of losses and expenses up 29% to $47.6M (first six months).
- Repurchased 575,804 shares at avg $78.11; 5.72M shares remain under program.
- Total gross loans and leases ex-insurance premium finance up 15% YoY to $4.46B.
- Provision for credit losses $29.9M vs $26.1M; net charge-offs $0.1M vs net recoveries $1.1M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/907471/000090747125000039/0000907471-25-000039-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/907471/000090747125000039/cash-20250422.htm
  HTML page:      https://secwatch.observer/filing/0000907471-25-000039

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer