earnings
confidence high
sentiment positive
materiality 0.60
Pathward Financial Q4 net income $38.8M ($1.69 EPS) vs $33.5M YoY; FY net income $185.9M
PATHWARD FINANCIAL, INC.
2025-FY EPS reported
$7.87
revenue$839,894,000
- Q4 revenue $186.7M (+4% YoY); NIM 7.46% vs 7.32% YoY.
- FY 2025 net income $185.9M ($7.87 EPS) vs $183.2M ($7.20) in FY 2024.
- Total gross loans $4.66B, up $589.7M YoY; commercial finance up 19% YoY.
- Moved $144.1M consumer finance loans to held for sale; closed sale of over half on Oct 3.
- Q4 share repurchases 180,740 shares at avg $82.95; 4.94M shares remain under program.