---
schema_version: "secwatch.filing_event.v1"
accession: "0000907471-25-000118"
form_type: "8-K"
ticker: "CASH"
cik: "0000907471"
company_name: "PATHWARD FINANCIAL, INC."
filed_at: "2025-12-30T23:59:59+00:00"
generated_at: "2026-05-16T12:03:25.308041+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Pathward Financial dismisses Crowe, appoints KPMG as auditor; discloses material weakness in internal controls

## Summary
- Crowe dismissed as auditor effective Dec 23, 2025; KPMG appointed for fiscal year ending Sept 30, 2026.
- No disagreements or reportable events since 2024, except a material weakness in internal controls for consumer lending program accounting.
- Material weakness relates to design and maintenance of controls for evaluating technical accounting and financial reporting of certain consumer lending agreements.
- Audit Committee discussed the weakness with Crowe and authorized full response to KPMG inquiries; no prior consultation with KPMG.

## SEC filing metadata
- accession: 0000907471-25-000118
- form_type: 8-K
- ticker: CASH
- cik: 0000907471
- company_name: PATHWARD FINANCIAL, INC.
- filed_at: 2025-12-30T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 4.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907471/000090747125000118/0000907471-25-000118-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907471/000090747125000118/cash-20251223.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000907471-25-000118
- JSON: https://secwatch.observer/filing/0000907471-25-000118.json
- Plain text: https://secwatch.observer/filing/0000907471-25-000118.txt

## Source-grounded claims
- claim_id: 04c31e978c3ca68e1ab8a24e6cf64e184f6cf9a2
  claim: PATHWARD FINANCIAL, INC. engaged KPMG LLP as its auditor.
  evidence_excerpt: Following that process, on December 23, 2025, KPMG LLP (“KPMG”) was appointed to serve as the Company’s independent registered public accounting firm for the fiscal year ending September 30, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/907471/000090747125000118/0000907471-25-000118-index.htm
- claim_id: f2acec47a1e5e49b70160920713b5926ee84af90
  claim: PATHWARD FINANCIAL, INC. dismissed Crowe LLP as its auditor.
  evidence_excerpt: On the same day, the Company notified Crowe LLP (“Crowe”) of its dismissal as the Company’s independent registered public accounting firm, effective immediately.
  evidence_url: https://www.sec.gov/Archives/edgar/data/907471/000090747125000118/0000907471-25-000118-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.