{"schema_version":"secwatch.filing_event.v1","accession":"0000907471-26-000009","form_type":"8-K","ticker":"CASH","cik":"0000907471","company_name":"PATHWARD FINANCIAL, INC.","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.002475+00:00","generated_at":"2026-05-16T09:11:56.068873+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Pathward Financial Q1 FY2026 net income $35.2M, EPS $1.57","bullets":["Net income $35.2M, diluted EPS $1.57, vs $30.0M, $1.23 YoY.","Total revenue $173.1M; net interest income $119.3M down 5% YoY; NIM 6.95% vs 7.38%.","New loan originations $1.89B vs $1.38B; total loans $4.98B up 9% YoY.","Provision for credit losses $3.2M vs $18.7M; net recoveries $2.2M vs net charge-offs $16.3M.","Nonperforming assets ratio 1.47% vs 0.49% YoY; repurchased 651,804 shares at $72.07."],"urls":{"canonical":"https://secwatch.observer/filing/0000907471-26-000009","json":"https://secwatch.observer/filing/0000907471-26-000009.json","markdown":"https://secwatch.observer/filing/0000907471-26-000009.md","text":"https://secwatch.observer/filing/0000907471-26-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/907471/000090747126000009/0000907471-26-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/907471/000090747126000009/cash-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:11:56.068873+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}