---
schema_version: "secwatch.filing_event.v1"
accession: "0000907471-26-000009"
form_type: "8-K"
ticker: "CASH"
cik: "0000907471"
company_name: "PATHWARD FINANCIAL, INC."
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T09:11:56.068873+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Pathward Financial Q1 FY2026 net income $35.2M, EPS $1.57

## Summary
- Net income $35.2M, diluted EPS $1.57, vs $30.0M, $1.23 YoY.
- Total revenue $173.1M; net interest income $119.3M down 5% YoY; NIM 6.95% vs 7.38%.
- New loan originations $1.89B vs $1.38B; total loans $4.98B up 9% YoY.
- Provision for credit losses $3.2M vs $18.7M; net recoveries $2.2M vs net charge-offs $16.3M.
- Nonperforming assets ratio 1.47% vs 0.49% YoY; repurchased 651,804 shares at $72.07.

## SEC filing metadata
- accession: 0000907471-26-000009
- form_type: 8-K
- ticker: CASH
- cik: 0000907471
- company_name: PATHWARD FINANCIAL, INC.
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/907471/000090747126000009/0000907471-26-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/907471/000090747126000009/cash-20260122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000907471-26-000009
- JSON: https://secwatch.observer/filing/0000907471-26-000009.json
- Plain text: https://secwatch.observer/filing/0000907471-26-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.