secwatch.observer — SEC 8-K summary
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Issuer:     PATHWARD FINANCIAL, INC. (CASH)
CIK:        0000907471
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0000907471-26-000009
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pathward Financial Q1 FY2026 net income $35.2M, EPS $1.57
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- Net income $35.2M, diluted EPS $1.57, vs $30.0M, $1.23 YoY.
- Total revenue $173.1M; net interest income $119.3M down 5% YoY; NIM 6.95% vs 7.38%.
- New loan originations $1.89B vs $1.38B; total loans $4.98B up 9% YoY.
- Provision for credit losses $3.2M vs $18.7M; net recoveries $2.2M vs net charge-offs $16.3M.
- Nonperforming assets ratio 1.47% vs 0.49% YoY; repurchased 651,804 shares at $72.07.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/907471/000090747126000009/0000907471-26-000009-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/907471/000090747126000009/cash-20260122.htm
  HTML page:      https://secwatch.observer/filing/0000907471-26-000009

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer