Pathward Q2 fiscal 2026 net income $72.9M ($3.35 EPS); revenue up 9% on tax products

PATHWARD FINANCIAL, INC.

2026-Q2 EPS reported $4.89 revenue$449,405,000

Net income $72.9M ($3.35 diluted EPS) vs $75.0M ($3.14) a year ago; EPS up 7% on share repurchases.
Total revenue $276.3M (+9% YoY); noninterest income $151.2M (+9%) driven by tax products and card fees.
Tax services product income net of losses and direct expenses rose 30% to $62.0M; refund advance originations $1.87B.
Net interest margin fell to 6.63% from 7.12% YoY; adjusted NIM (ex-consumer finance sale) improved to 5.32% from 5.09%.
Nonperforming loans $117.7M (2.39% of loans) vs $39.8M (0.88%) a year ago; provision for credit losses $45.6M vs $35.3M.

item 2.02 item 7.01 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

PATHWARD FINANCIAL, INC. reported three and six months ended March 31, 2026 results: net income $72.9 million, EPS $3.35 per share.

Period: three and six months ended March 31, 2026
Net income: $72.9 million
EPS: $3.35 per share
Result: reported results

Exact text from the filing

Pathward Financial, Inc. (“ Pathward Financial ” or the “Company”) (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion for all, today reported its results for the 2026 fiscal second quarter. The Company reported net incom e of $72.9 million, or $3.35 per share, f or the three months ended March 31, 2026, c ompared to net income of $75.0 million, or $3.14 per share, for the three months ended March 31, 2025.

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Source: SEC EDGAR

accession 0000907471-26-000023

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