---
schema_version: "secwatch.filing_event.v1"
accession: "0000913144-25-000005"
form_type: "8-K"
ticker: "RNR"
cik: "0000913144"
company_name: "RENAISSANCERE HOLDINGS LTD"
filed_at: "2025-01-28T23:59:59+00:00"
generated_at: "2026-05-27T08:52:03.933482+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# RenaissanceRe Q4 net loss $198.5M on $630M mark-to-market losses; full-year net income $1.8B

## Summary
- Q4 net loss attributable to common $198.5M ($3.95 diluted EPS); operating income $406.9M ($8.06 diluted EPS).
- Q4 combined ratio 91.7% (adjusted 89.4%); Hurricane Milton net negative impact $270.5M, added 13.9 pts to combined ratio.
- Full year net income $1.8B, operating income $2.2B; ROACE 19.3%, operating ROACE 23.5%.
- Book value per share +18.5%; tangible book value per share plus accumulated dividends +26.0%.
- Repurchased $677.6M of common shares in 2024, including $462.3M in Q4; raised $857.4M third-party capital.

## SEC filing metadata
- accession: 0000913144-25-000005
- form_type: 8-K
- ticker: RNR
- cik: 0000913144
- company_name: RENAISSANCERE HOLDINGS LTD
- filed_at: 2025-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/913144/000091314425000005/0000913144-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/913144/000091314425000005/rnr-20250128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000913144-25-000005
- JSON: https://secwatch.observer/filing/0000913144-25-000005.json
- Plain text: https://secwatch.observer/filing/0000913144-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.