secwatch.observer — SEC 8-K summary
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Issuer:     C & F FINANCIAL CORP (CFFI)
CIK:        0000913341
Form:       8-K
Filed at:   2023-01-24T23:59:59+00:00
Accession:  0000913341-23-000006
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

C&F Financial 2022 GAAP net income $29.4M (+0.8% YoY); adjusted net income down 10.1%
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- GAAP diluted EPS $8.29 vs $7.95; adjusted diluted EPS $7.61 vs $8.20.
- Adjusted net income $27.0M, down $3.0M from 2021 on branch consolidation and accounting policy change.
- ROA 1.27% (GAAP), 1.16% (adjusted); ROE 14.84% (GAAP), 13.64% (adjusted).
- Pension settlement expense in 2021 and real estate disposal activity in 2022 affect comparability.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/913341/000091334123000006/0000913341-23-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/913341/000091334123000006/cffi-20230124x8k.htm
  HTML page:      https://secwatch.observer/filing/0000913341-23-000006

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer