{"schema_version":"secwatch.filing_event.v1","accession":"0000913341-23-000039","form_type":"8-K","ticker":"CFFI","cik":"0000913341","company_name":"C & F FINANCIAL CORP","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.005918+00:00","generated_at":"2026-06-13T02:37:37.516651+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"C&F Financial Q2 net income down 5.9% to $6.38M; EPS $1.84","bullets":["Q2 net income $6.38M vs $6.78M YoY, down 5.9%; basic diluted EPS $1.84 vs $1.91.","Six-month net income $12.88M up 2.9% YoY; EPS $3.70 vs $3.49.","Annualized ROAE fell to 12.51% from 13.80%; ROAA to 1.06% from 1.16%.","No guidance or dividend changes were announced in the release."],"urls":{"canonical":"https://secwatch.observer/filing/0000913341-23-000039","json":"https://secwatch.observer/filing/0000913341-23-000039.json","markdown":"https://secwatch.observer/filing/0000913341-23-000039.md","text":"https://secwatch.observer/filing/0000913341-23-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/913341/000091334123000039/0000913341-23-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/913341/000091334123000039/cffi-20230726x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:37:37.516651+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"62e218526f5c4c6b891eabdd0d84ece2a7a9f5cb","claim":"C & F FINANCIAL CORP reported the first six months of 2023 results: net income $ 12,881, EPS $ 3.70.","evidence_excerpt":"Consolidated net income (000's) ​ $ 6,384 ​ ​ $ 6,783 ​ ​ $ 12,881 ​ ​ $ 12,518 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Earnings per share - basic and diluted ​ $ 1.84 ​ ​ $ 1.91 ​ ​ $ 3.70 ​ ​ $ 3.49","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/913341/000091334123000039/0000913341-23-000039-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first six months of 2023"},{"label":"Net income","value":"$ 12,881"},{"label":"EPS","value":"$ 3.70"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f0bb9464849988c1bbf04d208d9223ed0f3ffd8b","claim":"C & F FINANCIAL CORP reported the second quarter of 2023 results: net income $ 6,384, EPS $ 1.84.","evidence_excerpt":"Consolidated net income (000's) ​ $ 6,384 ​ ​ $ 6,783 ​ ​ $ 12,881 ​ ​ $ 12,518 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Earnings per share - basic and diluted ​ $ 1.84 ​ ​ $ 1.91 ​ ​ $ 3.70 ​ ​ $ 3.49","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/913341/000091334123000039/0000913341-23-000039-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$ 6,384"},{"label":"EPS","value":"$ 1.84"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}