{"schema_version":"secwatch.filing_event.v1","accession":"0000913341-24-000002","form_type":"8-K","ticker":"CFFI","cik":"0000913341","company_name":"C & F FINANCIAL CORP","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.268338+00:00","generated_at":"2026-06-06T19:43:44.807497+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"C&F Financial reports 2023 net income $23.7M, down 19% from $29.4M in 2022","bullets":["GAAP net income $23.7M vs $29.4M in 2022; diluted EPS $6.92 vs $8.29.","Adjusted net income $23.7M vs $27.0M; adjusted diluted EPS $6.92 vs $7.61.","Return on average assets 0.99% vs 1.27%; return on average equity 11.68% vs 14.84%.","2022 results included gains from branch consolidation real estate sales and accounting policy change."],"urls":{"canonical":"https://secwatch.observer/filing/0000913341-24-000002","json":"https://secwatch.observer/filing/0000913341-24-000002.json","markdown":"https://secwatch.observer/filing/0000913341-24-000002.md","text":"https://secwatch.observer/filing/0000913341-24-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/913341/000091334124000002/0000913341-24-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/913341/000091334124000002/cffi-20240124x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:43:44.807497+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6905810104d02e558b9ecdc05399ac9fa82b9ef4","claim":"C & F FINANCIAL CORP reported the year ended December 31, 2023 results: net income $23.7 million, EPS $6.92.","evidence_excerpt":"C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $23.7 million for the year ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/913341/000091334124000002/0000913341-24-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$23.7 million"},{"label":"EPS","value":"$6.92"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}