{"schema_version":"secwatch.filing_event.v1","accession":"0000913341-24-000023","form_type":"8-K","ticker":"CFFI","cik":"0000913341","company_name":"C & F FINANCIAL CORP","filed_at":"2024-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.426444+00:00","generated_at":"2026-06-03T17:48:28.545702+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"C&F Financial Q1 net income falls 47% to $3.4M; EPS $1.01 vs $1.86","bullets":["Net income of $3.4M for Q1 2024, down from $6.5M in Q1 2023.","Basic and diluted EPS of $1.01, compared to $1.86 in prior-year quarter.","Annualized return on average equity declined to 6.33% from 12.87%.","Annualized return on average assets fell to 0.57% from 1.10%.","No guidance or dividend changes were announced in the release."],"urls":{"canonical":"https://secwatch.observer/filing/0000913341-24-000023","json":"https://secwatch.observer/filing/0000913341-24-000023.json","markdown":"https://secwatch.observer/filing/0000913341-24-000023.md","text":"https://secwatch.observer/filing/0000913341-24-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/913341/000091334124000023/0000913341-24-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/913341/000091334124000023/cffi-20240419x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T17:48:28.545702+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1ab6cf157416501d034006d14a717fdb12f1123c","claim":"C & F FINANCIAL CORP reported first quarter of 2023 results: net income $6.5 million, EPS $1.86.","evidence_excerpt":"C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $3.4 million for the first quarter of 2024, compared to $6.5 million for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/913341/000091334124000023/0000913341-24-000023-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2023"},{"label":"Net income","value":"$6.5 million"},{"label":"EPS","value":"$1.86"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d266748356609f076317484f022505750cf5e6e2","claim":"C & F FINANCIAL CORP reported first quarter of 2024 results: net income $3.4 million, EPS $1.01.","evidence_excerpt":"C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $3.4 million for the first quarter of 2024, compared to $6.5 million for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/913341/000091334124000023/0000913341-24-000023-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$3.4 million"},{"label":"EPS","value":"$1.01"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}