{"schema_version":"secwatch.filing_event.v1","accession":"0000913341-25-000010","form_type":"8-K","ticker":"CFFI","cik":"0000913341","company_name":"C & F FINANCIAL CORP","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.779990+00:00","generated_at":"2026-05-27T08:51:48.547392+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"C&F Financial Q4 2024 net income up 18.5% YoY; full-year net income down 16.1%","bullets":["Q4 2024 net income $6.0M ($1.87 EPS) vs $5.1M ($1.50 EPS) in Q4 2023, an increase of 18.5%.","FY 2024 net income $19.9M ($6.01 EPS) vs $23.7M ($6.92 EPS) in FY 2023, a decrease of 16.1%.","Annualized ROE was 10.60% in Q4 2024 (10.06% in Q4 2023); 9.02% for FY 2024 (11.68% in FY 2023).","Annualized ROA was 0.94% in Q4 2024 (0.85% in Q4 2023); 0.80% for FY 2024 (0.99% in FY 2023)."],"urls":{"canonical":"https://secwatch.observer/filing/0000913341-25-000010","json":"https://secwatch.observer/filing/0000913341-25-000010.json","markdown":"https://secwatch.observer/filing/0000913341-25-000010.md","text":"https://secwatch.observer/filing/0000913341-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/913341/000091334125000010/0000913341-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/913341/000091334125000010/cffi-20250128x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:51:48.547392+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}